Bank Survey Reports

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Q4 2023 - Bank Executive Business Outlook Survey

Bank executives are less pessimistic about the economy and the outlook for their institutions. Although they have concerns on the regulatory front and about the competitive market for deposits, the number of bankers who expect loan demand to improve and funding costs to drop increased significantly in this survey. Additionally, the percentage of bankers who think economic conditions for their bank will improve in the coming year more than doubled since last quarter.

2023

Q3 2023 - Bank Executive Business Outlook Survey

Although credit quality continues to hold steady, bankers are pessimistic about economic conditions for their institutions and are not expecting the Federal Reserve to begin lowering interest rates anytime soon.

2023

Q2 2023 - Bank Executive Business Outlook Survey

Nearly three quarters of bank executives are doubtful the Fed can keep the U.S. economy from sliding into a recession while - at the same time - raising interest rates to counter inflation. Only 27% of survey participants think the Fed can achieve a "soft landing" if it raises the Federal Funds Rate two more times this year. (The survey was conducted before the Fed's July meeting and quarter-point rate hike.)

2023

Q1 2023 - Bank Executive Business Outlook Survey

Following the failures of Silicon Valley Bank and Signature Bank in March 2023, there were concerns that other institutions could fail. On May 1 (after the collection of data for this report was complete), First Republic Bank, which had teetered on the edge for weeks, also failed.

2023

Q4 2022 - Bank Executive Business Outlook Survery

With a possible recession looming, bankers have seen loan demand fall—and expect it to keep dropping. Fifty-one percent of respondents said their bank’s loan demand decreased over the prior year, a 23-point increase from IntraFi’s survey a year earlier. Only three in ten reported a rise in demand, with 19% noting no change. Looking over the next year, 53% said they expect loan demand to decrease, a 41-point jump from a year earlier.

2022

Q3 2022 - Bank Executive Business Outlook Survey

With inflation remaining stubbornly high, a majority of bank executives (63%) said interest rates won't peak until the first half of 2023.

2022

Q2 2022 - Bank Executive Business Outlook Survey

Top bank executives overwhelmingly believe recession is inevitable. More than half say an overcorrection by the Federal Reserve is to blame.

2022

Q1 2022 - Bank Executive Business Outlook Survey

Bankers are becoming increasingly concerned about funding, deposit competition, and the state of the economy overall.

2022

Q4 2021 - Bank Executive Business Outlook Survey

As the Federal Reserve accelerates its plans to taper and prepares to raise interest rates this year, bankers are prepping for an increase in funding costs, according to the results of this quarter's Bank Executive Business Outlook Survey.

2021

Q3 2021 - Bank Executive Business Outlook Survey

Fifty-three percent of bank respondents said they would not agree to a takeover by a credit union under any circumstance, while 47% said they would take the best offer, underscoring ongoing tensions between the two sectors in a time of growing financial consolidation.

2021

Q2 2021 - Bank Executive Business Outlook Survey

The views of respondents representing small- and medium-sized community banks diverged on a number of key issues in this quarter's Bank Executive Business Outlook Survey.

2021

Q1 2021 - Bank Executive Business Outlook Survey

What a difference a year makes. Last year, with the onset of the worst health pandemic in over 100 years, confidence in the economic outlook sank quickly and deeply. Now, according to the first quarter 2021 results, bank respondents provided a brighter economic outlook for their banks.

2021

Q4 2020 - Bank Executive Business Outlook Survey

Despite some improvements in outlook, bank leaders continue to be wary about the prospects for an economic recovery in 2021. Two-thirds stated the economy will not fully recover until at least 2022 or later - with 43% saying recovery will happen in 2022 and...

2020

Q3 2020 - Bank Executive Business Outlook Survey

The COVID-19 pandemic continues to create significant challenges for the banking sector and the U.S. economy as a whole. Though bankers are somewhat less negative about the economy than they were in the second quarter of 2020, nearly two-thirds reported that overall conditions for their bank were...

2020

Q2 2020 - Bank Executive Business Outlook Survey

As all are well aware, the U.S. economy shrank 9.5% from April through June, the largest quarterly decline since the government began publishing data 70 years ago. The results of the most recent Bank Executive Business Outlook Survey strongly reflect this sobering state of affairs.

2020

Q1 2020 - Bank Executive Business Outlook Survey

What a difference three months make. In the fourth quarter of 2019, the outlook among bankers about the economy and the state of the industry was solidly positive. But as a result of the COVID-19 pandemic and the uncertainty it has created, the view among bankers has sharply shifted direction.

2020

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