Banks of all types and sizes use IntraFi

We empower banks to strengthen their customer relationships, manage liquidity, and purchase wholesale funding.

Community Banks

We’re a trusted ally to community banks because we’re committed to the industry and take a partnership approach. Our network is made up of banks like yours – connected on a national scale, united by a localized purpose.

Regional and Money Center Banks

Chosen by nearly all of the largest U.S. banks, we help regional and money center banks attract large-dollar deposits, move funds on and off balance sheet for resilience and flexibility, and earn fee income when selling deposits.

95
%

Of banks in the network are community banks

23

Of the top 25 U.S. banks are
IntraFi network participants

76
%

Of CDFI banks are members of IntraFi’s network

64
%

Of banks in the U.S. are IntraFi network participants

Our Advantage

We’ve built the largest bank network of its kind

Based on its diversification and size, the network connects institutions of all sizes to help participants build stronger customer relationships, fund more loans, seamlessly manage their liquidity, and earn fee income.

The network brings scale, giving participants access to tens of billions of dollars in funding, the highest per-depositor and per-bank capacity, and the peace of mind  to make large-dollar placements every business day.

Your bottom line is our top priority

Our innovative services help increase franchise value, enabling your bank to grow more profitably

Explore our full-service approach and easy-to-use solutions

CDARS® | ICS®

Offer high-value customers access to millions in aggregate FDIC insurance through participating network banks. Choose to move deposits on or off balance sheet.1

IntraFi SweepSM

Purchase large blocks of cost-effective, wholesale funding considered deposits, not borrowings — all without the hassle of credit lines or collateralization.

IntraFi Yankee Sweep®

A deposit-sweep service offered exclusively to U.S. financial institutions for customers comfortable with placing deposits in uninsured U.S. domiciled branches of foreign banks.2

IntraFi AssetpointSM

A service offering access to a variety of asset and loan opportunities through relationships with asset originators and software providers.

IntraFi RepoSM

A third-party, off-balance sheet solution with BNY Mellon acting as custodian, handling collateral management and settlement.

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1 A list identifying IntraFi network banks can be found at www.IntraFi.com/network-banks. IntraFi is not an FDIC-insured bank, and deposit insurance covers the failure of an insured bank. Certain conditions must be satisfied for “pass-through” FDIC deposit insurance coverage to apply.
2 Deposits placed using the Yankee Sweep service are not FDIC insured and may lose value.

Integration is available with all major service providers

We have completed over 1000 integrations. Our time-tested integration process is efficient and streamlined. Our experienced staff works closely with banks from the kick-off call to go-live. By providing the multiple time-saving benefits of automation and improved reporting capabilities, integration can enhance your bank's profitability.

Connected on a national scale, united by a localized purpose

CDARS is a relationship-driven service that opens up the door where you’ve never gone before. Period.

Francis Hornung
Former Vice President and Sales Manager, Five
Star Bank, NY

“[IntraFi] has been a big partner with us in order to fund growth.

John Millseon
President/CEO
Bank of Clarke County

“Because we are a member of the [IntraFi] network, we have an opportunity to generate fee income on deposits we are not using for lending when loan demand is slack.”

Phil Guarnieri
CEO
Empire State Bank

“[IntraFi] gives us a lot of advantages that some of the largest institutions may have today so that we can provide some of our more sophisticated borrowers with the products and services that they really want.”

Frank Sorrentino
Chairman and CEO
ConnectOne Bancor

“With great success, we are selling ICS to our large-deposit clients as a retention vehicle, as well as using ICS to lower cost of funds and attract new deposit business.”

John Calpey
Executive Vice President and COO
Old Florida National Bank, FL

IntraFi Insights

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