Q1 2024 - Bank Executive Business Outlook Survey

Over the past year, federal regulators and lawmakers have pushed forward several significant changes to the rules that govern the financial sector. Three of these proposed changes are either final or at the latter stages of the rulemaking process: 1) limiting overdraft fees; 2) lowering the cap on debit interchange fees; and 3) reducing late fees on credit cards.

While community banks are largely exempted from these changes, banking advocacy groups have come out strongly against all three proposed revisions.

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