Advancing Communities Together Deposit Program

Socially responsible deposits that make a difference.

PRESS RELEASE

CDBA and NBA Launch New Program to Boost Deposits at Banks Targeting Underserved Communities

Advancing Communities Together

The Advancing Communities TogetherSM, or ACTSM, Deposit Program aims to bolster funding for community lending by making it easier for a participating bank that is a community development financial institution (CDFI) or minority depository institution (MDI) to acquire funding from socially motivated depositors. This special program within IntraFi's ICS® service was developed in cooperation with the Community Development Bankers Association (CDBA) and National Bankers Association (NBA).

Bank Deposits with an Impact

Your organization can access multi-million-dollar FDIC insurance at IntraFi network banks and benefit many socially motivated program banks while working directly with just one.

Learn more about how your deposits can impact communities in need while supporting your socially responsible investing goals.

Find a Program Participant Bank by State

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Columbus, OH

Adelphi Bank

Ohio

Adelphi Bank empowers communities to build wealth by increasing financial security for all communities, especially the underbanked. As a result of their relentless effort to elevate communities that have been denied, shut out, marginalized, and abandoned, Adelphi Bank does the unimaginable. Adelphi Bank makes a difference!

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Ohio
Calumet, OK

AllNations Bank

Oklahoma

AIINations Bank is a small community bank serving rural Oklahoma. Historically served the agricultural sector. Expanding our efforts to serve Native American community beginning with our owner, Absentee Shawnee Tribe.

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Oklahoma
Chicago, IL

American Metro Bank

Illinois
americanmetrobank.com

American Metro Bank is a Minority Depository Institution located in Chicago, IL.  Our mission is “to provide superior and affordable Banking Products and Services to those we serve with an emphasis on Community Support and Development.”

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Illinois
Philadelphia, PA

Asian Bank

Pennsylvania

Asian Bank is an MDI and CDFI founded in 1999 by immigrant minorities in Philadelphia. Every deposit dollar Asian Bank receives goes into funding a loan for our community members.

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Pennsylvania
Natchitoches, LA

BOM

Louisiana
bofm.com

BOM opened its doors with $15,000 in capital when local businessmen saw a need for a financial institution in their community. BOM now serves over 30,000 customers with 19 locations and over $1 billion in assets.

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Louisiana
Anguilla, MS

Bank of Anguilla

Mississippi
bankofanguilla.com

Bank of Anguilla’s mission is to achieve economic success and financial security by building relationships through trust, confidence, and integrity as we provide excellent service to our rural community.

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Mississippi
Greenwood, MS

Bank of Commerce

Mississippi
bankcom.com

Bank of Commerce is community bank based in Greenwood, MS, with 9 branches service North Mississippi.

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Mississippi
St. Francisville, LA

Bank of St. Francisville

Louisiana
bsf.net

Since 1978, BSF has served our community as a bank and so much more. We support local businesses, watch families grow and welcome new residents to the community we love.

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Louisiana
Columbus, MS

BankFirst Financial Services

Mississippi
bankfirstfs.com

BankFirst is headquartered in Columbus, Mississippi with extensive corporate operations in Macon, Mississippi. Established in 1888 with one location, we currently operate more than 40 branch locations and multiple loan production offices in Mississippi and Alabama. We have been a Community Development Financial Institution (CDFI) since 2010.

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Mississippi
Belzoni, MS

BankPlus

Mississippi
bankplus.net

Founded in Mississippi in 1909 with locations across Louisiana, Alabama and Florida, BankPlus is one of the largest CDFI banks in the nation, focused on meeting community development needs.

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Mississippi
Westminster, CA

California International Bank

California
calibankna.com

Empowering the community through financial inclusion and cultural resonance, California International Bank strives to provide accessible services that foster prosperity, resilience, and unity.

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California
New York, NY

Carver Federal Savings Bank

New York
carverbank.com

Carver Bank reinvests 80 cents of every dollar deposited back into our communities. We are headquarted in Harlem. New York City’s only African American MDI and CDFI.

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New York
Kansas City, MO

Central Bank of Kansas City

Missouri
centralbankkc.com

Central Bank is a certified CDFI (since 1997) focused on providing financing in the low-income communities that we serve for the development of affordable housing, community services and the creation of accessible, living-wage jobs.

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Missouri
Gainesville, MO

Century Bank of the Ozarks

Missouri
cbozarks.com

For the past 130 years, Century Bank of the Ozarks has been providing excellence in financial services while reinvesting in the communities we serve.

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Missouri
Guntersville, AL

Citizens Bank & Trust

Alabama
citizensbanktrust.com

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Alabama
Atlanta, GA

Citizens Trust Bank

Georgia
ctbconnect.com

Citizens Trust is a mission-driven MDI/CDFI serving minorities and LMI communities since 1921. We have an impactful history of social and civil rights justice, and financial equality in our communities.

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Georgia
Washington, DC | Los Angeles, CA

City First Bank

DC
California
cityfirstbank.com

City First Bank, a leading nationally chartered minority-led bank, targets at least 70% of its lending into multifamily affordable housing, community-serving not-for-profits, and small businesses in lowincome, minority-majority urban areas.

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DC
Mobile, AL

Commonwealth National Bank

Alabama
ecommonwealthbank.com

Commonwealth National Bank is a nationally chartered U.S. Treasury-certified Community Development Financial Institution (CDFI) & Minority Deposit Institution (MDI) headquartered in Mobile, AL. While Commonwealth is a bank for all people, it was specifically created to serve the historically underserved African American community with a focus of closing the wealth gap and a mission to make Wealth Common within our community.

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Alabama
Oakland, CA

Community Bank of the Bay

California
bankcbb.com

Community Bank of the Bay is an FDIC-insured, community-focused bank with a mission to foster local economic development. As a Community Development Financial Institution (CDFI), we’re making our communities better.

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California
St. Joseph, LA

Cross Keys Bank

Louisiana
ckbonline.com

Cross Keys Bank's mission is committed to providing opportunities to low-income and minority populations and communities. This is demonstrated through our impactful lending, deposit services, credit counseling and financial literacy activities.

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Louisiana
Vidalia, LA

Delta Bank

Louisiana
www.deltabk.com

Delta Bank is located in Louisiana. A primary mission of Delta Bank is to promote community development by providing access to credit and financial services to underserved communities.

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Louisiana
Lawrenceville, GA

Embassy National Bank

Georgia
embassynationalbank.com

We are a diversified, sustainable community bank providing superior banking services to small and middle market businesses and their owners, with an emphasis on South Asian communities.

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Georgia
Oxford, MS

FNB Oxford Bank

Mississippi
fnboxford.com

A community bank in North Mississippi with a mission to help improve the social and economic conditions of the residents and businesses in Oxford, Tupelo, and Water Valley by offering a full range of financial products and financial services tailored to their needs.

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Mississippi
Ash Flat, AR

FNBC Bank

Arkansas
fnbc.us

Located in the underserved Ozark foothills, FNBC strives to build profitable relationships and foster economic development through financial products and customer-driven services. We empower community, one customer at a time.

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Arkansas
Laredo, TX

Falcon International Bank

Texas
falconbank.com

Helping people is at the heart of everything we do -- Enhancing our customers’ lives by offering affordable financial solutions to fulfill their goals, dreams, and everyday needs. We are guided by Faith, lead with Integrity, and treat every customer like Family.

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Texas
Blytheville, AR

Farmers Bank & Trust

Arkansas
fbtbly.com

Farmers Bank and Trust is a CDFI bank serving Mississippi County, Arkansas and the surrounding MIssissippi Delta area. Our mission includes providing banking services and financial literacy to the unbanked and underbanked. Our slogan is "Growing a Better Community".

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Arkansas
Chicago, IL

First Eagle Bank

Illinois
febank.com

First Eagle is an independent bank building community partnerships and financing economic development by cultivating long lasting all-inclusive relationships with our customers, communities and responding to needs in underserved communities.

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Illinois
Boutte, LA

First National Bank USA

Louisiana
fnbusa.com

FIRST NATIONAL BANK USA is a locally-owned bank and plans to remain locally-owned and managed. Commitment to our customers has made us the strong financial institution that we are today. The staff that you do business with today will be here tomorrow.

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Louisiana
Alamosa, CO

First Southwest Bank

Colorado
fswb.com

First Southwest Bank is a locally owned, independent community bank and Community Development Financial Institution providing inclusive and equitable access to capital, credit, and financial services to all community members.

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Colorado
Caruthersville, MO

First State Bank and Trust Company

Missouri
fsbtrust.com

First State Bank & Trust Co., Inc. is locally owned financial institution, it continues to be a strong, stable and independent community bank with local management at each location. We will be the preferred community bank whose employees build relationships to deliver financial solutions through exceptional service.

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Missouri
Freer, TX

Freedom Bank

Texas
freedombanktexas.com

Freedom Bank is a full-service South Texas financial institution that operates with a high level of customer satisfaction in providing the products and services that the community demands and deserves.

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Texas
Slocomb, AL

Friend Bank

Alabama
friendbank.net

We are one of Alabama’s oldest family-owned community banks, our focus has always been on building relationships and serving our friends and neighbors in the Wiregrass. We believe success lies in being a true friend to our employees, our customers, and our community.

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Alabama
Benoit, MS

Genesis Bank

Mississippi
genesis.bank/

Genesis Bank is located in Benoit Mississippi on Highway 1 in the heart of the Mississippi Delta. We specialize in small dollar loans and affordable housing for low to moderate income borrowers.

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Mississippi
Newport Beach, CA

Genesis Bank

California
mygenesisbank.com

Genesis Bank is one of only two diverse, multiracial MDIs in the U.S., focused on serving the diverse minority communities across Southern California that have historically been underserved and socio-economically disadvantaged. As a mission-driven bank, we are committed to making an impact through our efforts supporting small business development, affordable housing, financial education, entrepreneurship, and digital access.

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California
Gibsland, LA

Gibsland Bank & Trust Company

Louisiana
gbt.bank

GBT will remain an independent community bank by providing high quality financial services and technology to small businesses, consumer, agriculture, and non-profit customers while providing a reasonable return for its shareholders and remaining an active citizen in the communities it serves, and further, that it has been and will remain a primary mission of Gibsland Bank & Trust Company and Gibsland Bancshares, Inc. to promote community development in their designated Target Market, a group of communities at risk of being financially underserved or distressed, through the provision of financial products and services to residents of the Target Market and to businesses located there, and to provide Development Services (as defined in 12 CFR Part 1805) in conjunction with the provision of financial products and services in the Target Market, all with a view towards improving the social and economic conditions of the residents of, and businesses located in, the Target Market.

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Louisiana
Hattiesburg, MS

Grand Bank for Savings

Mississippi
grand.bank

Grand.bank's mission: Improve the financial well-being of over 1 million Americans by 2030 by delivering better financial solutions, reducing debt cycles, support savings growth, promoting homeownership, and empowering generational wealth.

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Mississippi
Meridian, MS

Great Southern Bank

Mississippi
gsnb.com

Great Southern Bank is a locally owned and managed community bank. Our responsive staff strives every day to provide financial service solutions focused on the unique needs of each customer.

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Mississippi
Belzoni, MS

Guaranty Bank and Trust Company

Mississippi
gbtonline.com

Guaranty Bank excels in financial services, enhancing community strength and quality of life. Our mission prioritizes excellence, benefiting shareholders, employees, and customers through superior products and delivery.

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Mississippi
Springfield, MO

Legacy Bank & Trust

Missouri
legacybankandtrust.com

Legacy Bank and Trust exists to serve as the financial leader in economic and community development by providing financial products and services to underserved populations within our service areas.

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Missouri
Christiansburg, VA

Locus Bank

Virginia
locusimpact.org

Locus Bank creates equitable access to capital through partnerships and mission-driven financial products. A certified CDFI, B-Corp. and FDIC-insured depository focused on housing, food access, climate resilience and small business.

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Virginia
San Francisco, CA

Mission National Bank

California
mnbsf.com

Mission National Bank was established in 1982 with a mission of serving the underserved and low-to-moderate income communities. A sustainable community bank with excellent customer services and strong community development.

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California
Sun Valley, CA

Mission Valley Bank

California
missionvalleybank.com

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California
Dunlap, TN

Mountain Valley Bank

Tennessee
mtnvalleybankonline.com

Mountain Valley Bank's primary mission is to promote community development in the group of communities we serve that are at risk of being financially underserved or distressed, through the provision of financial products and services to residents and businesses. We strive to offer products and services, all with a view towards improving the social and economic conditions of the residents and businesses located in our communities.

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Tennessee
Denver, CO

Native American Bank, National Association

Colorado
nativeamericanbank.com

Native American Bank, N.A. is the first nationally chartered American Indian owned community development bank and certified CDFI. Our mission is to provide access to financial services for Alaska Native and Native American communities.

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Colorado
San Diego, CA

Neighborhood National Bank

California
mynnb.com

Neighborhood National Bank is the only Bank CDFI in San Diego County and have been serving low and moderate income communities since 1997 focusing on minority, woman, an veteran-owned small businesses.

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California
Columbia, SC

Optus Bank

South Carolina
optus.bank

Optus Bank is on a mission to empower our customers and communities to build wealth and live better financial lives by providing them with relationship banking services.

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South Carolina
Melrose Park, IL

Pan American Bank & Trust

Illinois
panamerbank.com

Pan American Bank & Trust's mission is to be Chicago’s Best Bank for Entrepreneurs, providing quick execution, tailored solutions, and access to decision makers.

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Illinois
Hazelwood, MO

Paramount Bank

Missouri
paramountbank.com

To provide financial empowerment to individuals/families/businesses so they may achieve financial stability and upward economic mobility through banking products, business loans and mortgage products.

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Missouri
Helena, AR

Partners Bank

Arkansas
mypartners.bank

Headquartered in Helena, Arkansas, on the banks of the Mississippi River, Partners Bank’s mission is to build steadfast partnerships that enrich the communities we serve throughout Arkansas, Mississippi, and Tennessee.

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Arkansas
Seneca, MO

People's Bank of Seneca

Missouri
peoplesbankofseneca.com

People’s Bank of Seneca is a tribally owned community bank in southwest Missouri dedicated to serving the local communities we operate in through personal relationships and partnerships.

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Missouri
Mendenhall, MS

Peoples Bank

Mississippi
peoplesbank-ms.com

Your money means more with Peoples Bank. We help small business owners achieve their dreams. We use innovative products and programs to provide much needed capital to underserved communities.

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Mississippi
New York, NY

Piermont Bank

New York
piermontbank.com

In 2019, we set out to give banking a makeover, building the kind of bank that we hoped to see in the world: one that was relevant and ready to help customers meet the demands of the modern world.

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New York
Mccomb, MS

Pike National Bank

Mississippi
pnb-ms.net

With a primary focus on community reinvestment, Pike National Bank, through a diverse portfolio of banking services, is committed to improving the quality of life and economic wellbeing of all citizens in our local communities while providing a safe, sound, regulatory compliant and ethically driven investment for our broad base of shareholders.

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Mississippi
Indianola, MS

Planters Bank & Trust Company

Mississippi
planters-bank.com

Mississippi bank which serves one of the highest poverty areas in the nation. Over half of residents are in the top 1% most disadvantaged in income, health, and social mobility.

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Mississippi
New York, NY

Ponce Bank

New York
poncebank.com

Ponce Bank – MDI, CDFI, SBA certified. #1 housing lender among CDFI banks. Affordable housing in 2023: 2 Million square feet. Serves immigrant and communities of color. Excels: Small Business, Community Service, Financial Education.

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New York
Ozark, AR

Priority Bank

Arkansas
prioritybank.com

Priority Bank's Mission Statement is “To be a high-performing bank providing the highest quality deposit and loan products, as well as customer service, through a motivated, dedicated, and experienced staff. The bank will balance safety, soundness, and profitability with customer needs. This will be accomplished by serving our communities, including the more underserved populations within our service area, seeking new customers, supporting employees, reducing non-interest expense, being flexible to change in the industry and economy, and maintaining the highest level of safety and soundness.”

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Arkansas
Paris, TN

Security Bank and Trust Company

Tennessee
securitybanktn.com

Our mission is to provide exceptional customer service, timely credit decisions and quality products and services in low to moderate income census tracts. We seek to support economic growth and community development with a focus on providing quality Affordable Housing units and development services to residents of our eligible markets.

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Tennessee
Aiken, SC

Security Federal Bank

South Carolina
securityfederalbank.com

Security Federal Bank – SC Security Federal Bank was founded in 1922. Our mission is to promote community development and economic growth in the areas we serve, believing in our tagline, “Helping People, Changing Lives®”.

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South Carolina
Wewoka, OK

Security State Bank of OK

Oklahoma
www.ssbok.com

Security State Bank of Oklahoma is both a CDFI and an MDI. We are located in Wewoka, Oklahoma which is the capital of the Seminole Nation and also a persistent poverty county. USA Today described Wewoka as the “Poorest City in Oklahoma.” The bank is a Native American owned bank.

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Oklahoma
Arkadelphia, AR

Southern Bancorp Bank

Arkansas
banksouthern.com

One of America’s oldest CDFIs, Southern Bancorp’s mission is to create economic opportunity for underserved people and places throughout the Mid-South and beyond – with responsible, responsive, and innovative financial services.

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Arkansas
Bronx, NY

Spring Bank

New York
spring.bank

Spring Bank, founded in the South Bronx, is a CDFI and B Corporation. We exist to create a world where all people have equal access and the opportunity to build prosperous and abundant futures for their families and communities.

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New York
St. Paul, MN

Sunrise Banks

Minnesota
sunrisebanks.com

Sunrise Banks, Member FDIC, is a socially responsible community bank based in St. Paul, Minnesota. We’re a B corporation focused on democratizing financial empowerment. Learn more at sunrisebanks.com.

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Minnesota
Mercedes, TX

Texas National Bank

Texas
texasnational.com

Texas National Bank is the first choice for clients in the Rio Grande Valley. We are dedicated to fostering economic growth, enhancing financial inclusion, and uplifting underserved communities.

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Texas
Holly Springs, MS

The Bank of Holly Springs

Mississippi
bankofhollysprings.com

The Bank of Holly Springs exists to help its customers achieve their financial goals and serve its branches communities while earning the its shareholders a return on their investment.

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Mississippi
Vernon, AL

The Bank of Vernon

Alabama
bankofvernon.bank

The Bank of Vernon is a CDFI bank serving rural West Alabama and East Mississippi, since 1911, with a mission to improve social and economic conditions in its markets.

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Alabama
Edmond, OK

The Citizens Bank of Edmond

Oklahoma
mycitizens.bank

Citizens Bank of Edmond is a nationally renowned, employee-owned community bank operating on the same downtown Edmond intersection where it was founded in 1901. Citizens is designated as Women Owned Depositary Institution and was certified as MDI in 2023.

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Oklahoma
Meridian, MS

The Citizens National Bank of Meridian

Mississippi
yourcnb.com

We’re committed to help Mississippians break the cycle of poverty through affordable credit and basic financial services. Our mission is that “every client has a financial plan to achieve their earthly dreams.”

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Mississippi
De Kalb, MS

The Commercial Bank

Mississippi
commercialbankms.com

The Commercial Bank (Est 1914) is a $250,000,000 institution in East Central Mississippi that serves 3 counties that are all Persistent Poverty Counties. Only two institutions locally owned in these 3 counties.

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Mississippi
Troy, AL

Troy Bank & Trust

Alabama
troybankandtrust.com

As one of Alabama’s oldest and largest community banks, Troy Bank & Trust enjoys a proud history and a foundation rooted in serving the community, investing in other’s futures, and valuing personal relationships.

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Alabama
Monticello, AR

Union Bank & Trust Company

Arkansas
unionbnk.com

Union Bank & Trust Company has been serving Southeast Arkansas since 1915. We are committed to serving our community by providing personal service along with industry leading products.

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Arkansas
Atmore, AL

United Bank

Alabama
unitedbank.com

United Bank operates 20 locations across five counties in South Alabama and Northwest Florida. Our mission is building strong communities by delivering innovative products and services within our diverse footprint.

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Alabama
Houston, TX

Unity National Bank of Houston

Texas
unitybanktexas.com

Unity National Bank of Houston, originally founded in 1963 is the only African American owned banking institution headquartered in Texas. The mission of Unity is to encourage, support and promote homeownership and economic development across its service areas by providing financial products and services, as well as financial education to meet the needs of the communities we serve. Unity is committed to serving all members of these communities, including those who have been underserved, unbanked and underbanked by financial institutions and those who face barriers to accessing capital.

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Texas
Winnsboro, LA

Winnsboro State Bank & Trust Co.

Louisiana
bankonwsb.com

Enriching lives in Franklin and Richland Parishes through trusted banking relationships. Winnsboro State Bank is committed to providing personalized solutions, fostering growth, and contributing to the prosperity of our neighbors. You Can Bank On WSB. Since 1902.

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Louisiana

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