Advancing Communities Together Deposit Program

Socially responsible deposits that make a difference.

Advancing Communities Together

The Advancing Communities TogetherSM, or ACTSM, Deposit Program aims to bolster funding for community lending by making it easier for a participating bank that is a community development financial institution (CDFI) or minority depository institution (MDI) to acquire funding from socially motivated depositors. This special program within IntraFi's ICS® service was developed in cooperation with the Community Development Bankers Association (CDBA) and National Bankers Association (NBA).

Bank Deposits with an Impact

Your organization can access multi-million-dollar FDIC insurance at IntraFi network banks and benefit many socially motivated program banks while working directly with just one.

Learn more about how your deposits can impact communities in need while supporting your socially responsible investing goals.

Find a Program Participant Bank by State

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Columbus, OH

Adelphi Bank

MDI

Adelphi Bank empowers communities to build wealth by increasing financial security for all communities, especially the underbanked. As a result of their relentless effort to elevate communities that have been denied, shut out, marginalized, and abandoned, Adelphi Bank does the unimaginable. Adelphi Bank makes a difference!

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Ohio
Calumet

AllNations Bank

MDI

AIINations Bank is a small community bank serving rural Oklahoma. Historically served the agricultural sector. Expanding our efforts to serve Native American community beginning with our owner, Absentee Shawnee Tribe.

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Oklahoma
Chicago

American Metro Bank

MDI
americanmetrobank.com

American Metro Bank is a Minority Depository Institution located in Chicago, IL.  Our mission is “to provide superior and affordable Banking Products and Services to those we serve with an emphasis on Community Support and Development.”

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Illinois
Philadelphia

Asian Bank

No items found.

Asian Bank is an MDI and CDFI founded in 1999 by immigrant minorities in Philadelphia. Every deposit dollar Asian Bank receives goes into funding a loan for our community members.

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Pennsylvania
Natchitoches

BOM

No items found.
www.bofm.com

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Louisiana
Anguilla

Bank of Anguilla

No items found.
bankofanguilla.com

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Mississippi
Greenwood

Bank of Commerce

No items found.
bankcom.com

Bank of Commerce is community bank based in Greenwood, MS, with 9 branches service North Mississippi.

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Mississippi
St. Francisville

Bank of St. Francisville

CDFI
bsf.net

Since 1978, BSF has served our community as a bank and so much more. We support local businesses, watch families grow and welcome new residents to the community we love.

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Louisiana
Columbus

BankFirst Financial Services

No items found.
bankfirstfs.com

BankFirst is headquartered in Columbus, Mississippi with extensive corporate operations in Macon, Mississippi. Established in 1888 with one location, we currently operate more than 40 branch locations and multiple loan production offices in Mississippi and Alabama. We have been a Community Development Financial Institution (CDFI) since 2010.

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Mississippi
Belzoni

BankPlus

CDFI
bankplus.net

Founded in Mississippi in 1909 with locations across Louisiana, Alabama and Florida, BankPlus is one of the largest CDFI banks in the nation, focused on meeting community development needs.

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Mississippi
Rosemead

California International Bank

No items found.
calibankna.com

Empowering the community through financial inclusion and cultural resonance, California International Bank strives to provide accessible services that foster prosperity, resilience, and unity.

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California
New York

Carver Federal Savings Bank

CDFI
MDI
carverbank.com

Carver Bank reinvests 80 cents of every dollar deposited back into our communities. We are headquarted in Harlem. New York City’s only African American MDI and CDFI.

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New York
Kansas City

Central Bank of Kansas City

CDFI
centralbankkc.com

Central Bank is a certified CDFI (since 1997) focused on providing financing in the low-income communities that we serve for the development of affordable housing, community services and the creation of accessible, living-wage jobs.

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Missouri
Gainesville

Century Bank of the Ozarks

No items found.
cbozarks.com

For the past 130 years, Century Bank of the Ozarks has been providing excellence in financial services while reinvesting in the communities we serve.

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Missouri
Guntersville

Citizens Bank & Trust

No items found.
citizensbanktrust.com

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Alabama
Atlanta

Citizens Trust Bank

No items found.

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Washington, DC

City First Bank

No items found.
cityfirstbank.com

City First Bank, a leading nationally chartered minority-led bank, targets at least 70% of its lending into multifamily affordable housing, community-serving not-for-profits, and small businesses in lowincome, minority-majority urban areas.

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Mobile

Commonwealth National Bank

MDI
ecommonwealthbank.com

Commonwealth National Bank is a nationally chartered U.S. Treasury-certified Community Development Financial Institution (CDFI) & Minority Deposit Institution (MDI) headquartered in Mobile, AL. While Commonwealth is a bank for all people, it was specifically created to serve the historically underserved African American community with a focus of closing the wealth gap and a mission to make Wealth Common within our community.

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Alabama
Oakland

Community Bank of the Bay

No items found.
bankcbb.com

Community Bank of the Bay is an FDIC-insured, community-focused bank with a mission to foster local economic development. As a Community Development Financial Institution (CDFI), we’re making our communities better.

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California
St. Joseph

Cross Keys Bank

No items found.
ckbonline.com

Cross Keys Bank's mission is committed to providing opportunities to low-income and minority populations and communities. This is demonstrated through our impactful lending, deposit services, credit counseling and financial literacy activities.

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Louisiana
Vidalia

Delta Bank

CDFI
www.deltabk.com

Delta Bank is located in Louisiana. A primary mission of Delta Bank is to promote community development by providing access to credit and financial services to underserved communities.

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Louisiana
Lawrenceville

Embassy National Bank

MDI
embassynationalbank.com

We are a diversified, sustainable community bank providing superior banking services to small and middle market businesses and their owners, with an emphasis on South Asian communities.

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Georgia
Oxford

FNB Oxford Bank

No items found.
fnboxford.com

A community bank in North Mississippi with a mission to help improve the social and economic conditions of the residents and businesses in Oxford, Tupelo, and Water Valley by offering a full range of financial products and financial services tailored to their needs.

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Mississippi
Ash Flat

FNBC Bank

CDFI
fnbc.us

Located in the underserved Ozark foothills, FNBC strives to build profitable relationships and foster economic development through financial products and customer-driven services. We empower community, one customer at a time.

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Arkansas
Laredo

Falcon International Bank

No items found.
falconbank.com

Helping people is at the heart of everything we do -- Enhancing our customers’ lives by offering affordable financial solutions to fulfill their goals, dreams, and everyday needs. We are guided by Faith, lead with Integrity, and treat every customer like Family.

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Texas
Blytheville

Farmers Bank & Trust

No items found.
fbtbly.com

Farmers Bank and Trust is a CDFI bank serving Mississippi County, Arkansas and the surrounding MIssissippi Delta area. Our mission includes providing banking services and financial literacy to the unbanked and underbanked. Our slogan is "Growing a Better Community".

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Arkansas
Chicago

First Eagle Bank

No items found.
febank.com

First Eagle is an independent bank building community partnerships and financing economic development by cultivating long lasting all-inclusive relationships with our customers, communities and responding to needs in underserved communities.

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Illinois
Boutte

First National Bank USA

No items found.
www.fnbusa.com

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Louisiana
Alamosa

First Southwest Bank

No items found.
fswb.com

First Southwest Bank is a locally owned, independent community bank and Community Development Financial Institution providing inclusive and equitable access to capital, credit, and financial services to all community members.

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Colorado
Caruthersville

First State Bank and Trust Company

No items found.
fsbtrust.com

First State Bank & Trust Co., Inc. is locally owned financial institution, it continues to be a strong, stable and independent community bank with local management at each location. We will be the preferred community bank whose employees build relationships to deliver financial solutions through exceptional service.

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Missouri
Freer

Freedom Bank

No items found.
freedombanktexas.com

Freedom Bank is a full-service South Texas financial institution that operates with a high level of customer satisfaction in providing the products and services that the community demands and deserves.

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Texas
Slocomb

Friend Bank

CDFI
friendbank.net

We are one of Alabama’s oldest family-owned community banks, our focus has always been on building relationships and serving our friends and neighbors in the Wiregrass. We believe success lies in being a true friend to our employees, our customers, and our community.

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Alabama
Benoit

Genesis Bank

CDFI
genesis.bank/

Genesis Bank is located in Benoit Mississippi on Highway 1 in the heart of the Mississippi Delta. We specialize in small dollar loans and affordable housing for low to moderate income borrowers.

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Mississippi
Newport Beach

Genesis Bank

No items found.
mygenesisbank.com

Genesis Bank is one of only two diverse, multiracial MDIs in the U.S., focused on serving the diverse minority communities across Southern California that have historically been underserved and socio-economically disadvantaged. As a mission-driven bank, we are committed to making an impact through our efforts supporting small business development, affordable housing, financial education, entrepreneurship, and digital access.

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California
Gibsland

Gibsland Bank & Trust Company

No items found.
gbt.bank

GBT will remain an independent community bank by providing high quality financial services and technology to small businesses, consumer, agriculture, and non-profit customers while providing a reasonable return for its shareholders and remaining an active citizen in the communities it serves, and further, that it has been and will remain a primary mission of Gibsland Bank & Trust Company and Gibsland Bancshares, Inc. to promote community development in their designated Target Market, a group of communities at risk of being financially underserved or distressed, through the provision of financial products and services to residents of the Target Market and to businesses located there, and to provide Development Services (as defined in 12 CFR Part 1805) in conjunction with the provision of financial products and services in the Target Market, all with a view towards improving the social and economic conditions of the residents of, and businesses located in, the Target Market.

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Louisiana
Hattiesburg

Grand Bank for Savings

No items found.
grand.bank

Grand.bank's mission: Improve the financial well-being of over 1 million Americans by 2030 by delivering better financial solutions, reducing debt cycles, support savings growth, promoting homeownership, and empowering generational wealth.

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Mississippi
Meridian

Great Southern Bank

CDFI
gsnb.com

Great Southern Bank is a locally owned and managed community bank. Our responsive staff strives every day to provide financial service solutions focused on the unique needs of each customer.

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Mississippi
Belzoni

Guaranty Bank and Trust Company

No items found.
gbtonline.com

Guaranty Bank excels in financial services, enhancing community strength and quality of life. Our mission prioritizes excellence, benefiting shareholders, employees, and customers through superior products and delivery.

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Mississippi
Springfield

Legacy Bank & Trust

No items found.
legacybankandtrust.com

Legacy Bank and Trust exists to serve as the financial leader in economic and community development by providing financial products and services to underserved populations within our service areas.

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Missouri
Christiansburg

Locus Bank

No items found.
locusimpact.org

Locus Bank creates equitable access to capital through partnerships and mission-driven financial products. A certified CDFI, B-Corp. and FDIC-insured depository focused on housing, food access, climate resilience and small business.

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Virginia
Sun Valley

Mission Valley Bank

CDFI
missionvalleybank.com

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California
Dunlap

Mountain Valley Bank

CDFI
mtnvalleybankonline.com

Mountain Valley Bank's primary mission is to promote community development in the group of communities we serve that are at risk of being financially underserved or distressed, through the provision of financial products and services to residents and businesses. We strive to offer products and services, all with a view towards improving the social and economic conditions of the residents and businesses located in our communities.

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Tennessee
San Diego

Neighborhood National Bank

No items found.
mynnb.com

Neighborhood National Bank is the only Bank CDFI in San Diego County and have been serving low and moderate income communities since 1997 focusing on minority, woman, an veteran-owned small businesses.

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California
Columbia

Optus Bank

No items found.
optus.bank

Optus Bank is on a mission to empower our customers and communities to build wealth and live better financial lives by providing them with relationship banking services.

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South Carolina
Melrose Park

Pan American Bank & Trust

No items found.
panamerbank.com

Pan American Bank & Trust's mission is to be Chicago’s Best Bank for Entrepreneurs, providing quick execution, tailored solutions, and access to decision makers.

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Illinois
Hazelwood

Paramount Bank

No items found.
paramountbank.com

To provide financial empowerment to individuals/families/businesses so they may achieve financial stability and upward economic mobility through banking products, business loans and mortgage products.

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Missouri
Helena

Partners Bank

No items found.
mypartners.bank

Headquartered in Helena, Arkansas, on the banks of the Mississippi River, Partners Bank’s mission is to build steadfast partnerships that enrich the communities we serve throughout Arkansas, Mississippi, and Tennessee.

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Arkansas
Seneca

People's Bank of Seneca

CDFI
peoplesbankofseneca.com

People’s Bank of Seneca is a tribally owned community bank in southwest Missouri dedicated to serving the local communities we operate in through personal relationships and partnerships.

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Missouri
Mendenhall

Peoples Bank

No items found.
peoplesbank-ms.com

Your money means more with Peoples Bank. We help small business owners achieve their dreams. We use innovative products and programs to provide much needed capital to underserved communities.

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Mississippi
New York

Piermont Bank

No items found.
piermontbank.com

In 2019, we set out to give banking a makeover, building the kind of bank that we hoped to see in the world: one that was relevant and ready to help customers meet the demands of the modern world.

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New York
Mccomb

Pike National Bank

No items found.
pnb-ms.net

With a primary focus on community reinvestment, Pike National Bank, through a diverse portfolio of banking services, is committed to improving the quality of life and economic wellbeing of all citizens in our local communities while providing a safe, sound, regulatory compliant and ethically driven investment for our broad base of shareholders.

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Mississippi
Indianola

Planters Bank & Trust Company

No items found.
planters-bank.com

Mississippi bank which serves one of the highest poverty areas in the nation. Over half of residents are in the top 1% most disadvantaged in income, health, and social mobility.

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Mississippi
New York

Ponce Bank

No items found.
poncebank.com

Ponce Bank – MDI, CDFI, SBA certified. #1 housing lender among CDFI banks. Affordable housing in 2023: 2 Million square feet. Serves immigrant and communities of color. Excels: Small Business, Community Service, Financial Education.

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New York
Ozark

Priority Bank

No items found.
prioritybank.com

Priority Bank's Mission Statement is “To be a high-performing bank providing the highest quality deposit and loan products, as well as customer service, through a motivated, dedicated, and experienced staff. The bank will balance safety, soundness, and profitability with customer needs. This will be accomplished by serving our communities, including the more underserved populations within our service area, seeking new customers, supporting employees, reducing non-interest expense, being flexible to change in the industry and economy, and maintaining the highest level of safety and soundness.”

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Arkansas
Paris

Security Bank and Trust Company

CDFI
securitybanktn.com

Our mission is to provide exceptional customer service, timely credit decisions and quality products and services in low to moderate income census tracts. We seek to support economic growth and community development with a focus on providing quality Affordable Housing units and development services to residents of our eligible markets.

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Tennessee
Aiken

Security Federal Bank

CDFI
securityfederalbank.com

Security Federal Bank – SC Security Federal Bank was founded in 1922. Our mission is to promote community development and economic growth in the areas we serve, believing in our tagline, “Helping People, Changing Lives®”.

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South Carolina
Wewoka

Security State Bank of OK

No items found.
www.ssbok.com

Security State Bank of Oklahoma is both a CDFI and an MDI. We are located in Wewoka, Oklahoma which is the capital of the Seminole Nation and also a persistent poverty county. USA Today described Wewoka as the “Poorest City in Oklahoma.” The bank is a Native American owned bank.

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Oklahoma
Bronx

Spring Bank

CDFI
spring.bank

Spring Bank, founded in the South Bronx, is a CDFI and B Corporation. We exist to create a world where all people have equal access and the opportunity to build prosperous and abundant futures for their families and communities.

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New York
St. Paul

Sunrise Banks

CDFI
sunrisebanks.com

Sunrise Banks, Member FDIC, is a socially responsible community bank based in St. Paul, Minnesota. We’re a B corporation focused on democratizing financial empowerment. Learn more at sunrisebanks.com.

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Minnesota
Mercedes

Texas National Bank

No items found.
texasnational.com

Texas National Bank is the first choice for clients in the Rio Grande Valley. We are dedicated to fostering economic growth, enhancing financial inclusion, and uplifting underserved communities.

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Texas
Holly Springs

The Bank of Holly Springs

No items found.
bankofhollysprings.com

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Mississippi
Vernon

The Bank of Vernon

CDFI
bankofvernon.bank

The Bank of Vernon is a CDFI bank serving rural West Alabama and East Mississippi, since 1911, with a mission to improve social and economic conditions in its markets.

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Alabama
Edmond

The Citizens Bank of Edmond

No items found.
mycitizens.bank

Citizens Bank of Edmond is a nationally renowned, employee-owned community bank operating on the same downtown Edmond intersection where it was founded in 1901. Citizens is designated as Women Owned Depositary Institution and was certified as MDI in 2023.

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Oklahoma
Meridian

The Citizens National Bank of Meridian

CDFI
yourcnb.com

We’re committed to help Mississippians break the cycle of poverty through affordable credit and basic financial services. Our mission is that “every client has a financial plan to achieve their earthly dreams.”

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Mississippi
De Kalb

The Commercial Bank

No items found.
commercialbankms.com

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Mississippi
Troy

Troy Bank & Trust

No items found.
troybankandtrust.com

As one of Alabama’s oldest and largest community banks, Troy Bank & Trust enjoys a proud history and a foundation rooted in serving the community, investing in other’s futures, and valuing personal relationships.

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Alabama
Monticello

Union Bank & Trust Company

No items found.
unionbnk.com

Union Bank & Trust Company has been serving Southeast Arkansas since 1915. We are committed to serving our community by providing personal service along with industry leading products.

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Arkansas
Atmore

United Bank

CDFI
unitedbank.com

United Bank operates 20 locations across five counties in South Alabama and Northwest Florida. Our mission is building strong communities by delivering innovative products and services within our diverse footprint.

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Alabama
Houston

Unity National Bank of Houston

No items found.
unitybanktexas.com

Unity National Bank of Houston, originally founded in 1963 is the only African American owned banking institution headquartered in Texas. The mission of Unity is to encourage, support and promote homeownership and economic development across its service areas by providing financial products and services, as well as financial education to meet the needs of the communities we serve. Unity is committed to serving all members of these communities, including those who have been underserved, unbanked and underbanked by financial institutions and those who face barriers to accessing capital.

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Texas
Winnsboro

Winnsboro State Bank & Trust Co.

CDFI
bankonwsb.com

Enriching lives in Franklin and Richland Parishes through trusted banking relationships. Winnsboro State Bank is committed to providing personalized solutions, fostering growth, and contributing to the prosperity of our neighbors. You Can Bank On WSB. Since 1902.

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Louisiana

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