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Our community commitment.

Financial institutions like yours are essential to the fabric of our communities. Our solutions help banks make a lasting difference. We help institutions grow more profitably, manage liquidity more easily, and support more lending in all communities, including where it’s most needed.

Funding for community development.If you’re a Community Development Financial Institution (CDFI) looking to lend and provide services in underserved areas, let us help you find the funding you need. Some of the best sources of large deposits are socially responsible investors.

 

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Banking on Communities Initiative.

The Banking on Communities Initiative is an effort by the Community Development Bankers Association (CDBA) to help its member banks raise funds that can be used to lend to quality projects in underserved communities and to provide hands-on support for those projects.

 

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See what others are saying.

By utilizing the CDARS and ICS services, CDBA member banks have successfully gathered deposits to help underserved communities. These services help the banks to offer their customers access to multi-million-dollar FDIC insurance.

Jeannine Jacokes

Chief Executive and Senior Policy Advisor, Community Development Bankers Association

[IntraFi] has provided, if you will, a wonderful tool for us to fund the expansion of the bank. As we grow the scale of the bank, what we do is grow our capability, our capacity, to be able to lend back into the community. And that’s what it’s really all about, so that we can lend back into the community and really make a difference with these underlying businesses.

Brian Argrett

President & CEO, City First Bank of D.C.

Deposit placement through IntraFi’s deposit placement services is subject to the terms, conditions, and disclosures in the program agreements. Limits apply and customer eligibility criteria may apply. ICS program withdrawals may be limited to six per month for money market deposit accounts. Deposits are placed at destination institutions in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination institution. Using multiple destination institutions provides access to aggregate insurance amounts across institutions that are multiples of the SMDIA. Although deposits are placed at destination institutions in amounts that do not exceed the SMDIA at any one destination institution, a depositor’s balances at the relationship institution that places the deposits may exceed the SMDIA (e.g., before settlement for a deposit or after settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not an insured depository institution). The depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on deposits of its funds, the depositor is responsible for determining whether deposit placement through IntraFi’s services satisfies those restrictions. A list identifying IntraFi network banks may be found at https://www.intrafi.com/network-banks. The depositor may exclude particular insured depository institutions from eligibility to receive the depositor’s funds.