Promontory Interfinancial Network is now IntraFi Network. New name, same great company.

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Solutions that encourage efficiency and profitability.

We invented reciprocal deposits and are the #1 provider of reciprocal deposit solutions. But our innovation hasn’t stopped there. We offer an all-weather portfolio of liquidity management tools to help cash stewards enhance their ability to keep customer cash safe and reduce the associated costs.

Our solutions help organizations keep customer money secure, manage cash balances, and increase profitability in ways that are too difficult or too costly for any to achieve on their own.

Community Banks

Attract and grow large-dollar relationships by offering access to expanded FDIC insurance, with or without keeping deposits on balance sheet; grow reciprocal deposits; manage liquidity and generate fee income; diversify funding by purchasing cost-effective wholesale funding that counts as deposits, not borrowings; and reduce collateralization, improving liquidity and returns.

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Regional & Money Center Banks

Diversify funding by purchasing wholesale funding from numerous sources without the hassle of credit lines, collateralization, or stock purchases; acquire LCR-friendly deposits; reduce collateralization and increase your institution’s profitability; and manage liquidity and generate fee income.

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Brokerage Firms

Control fee revenue; attract high-value clients with full cash management programs that offer the largest funding and insured deposit capacities; fund an affiliated bank with lower-cost funding channeled from traditional sweep programs with unprecedented scale; and offer brokered CD customers a superior alternative to traditional brokered CDs.

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Trust & Wealth Managers

Offer valuable clients flexible cash management solutions that help balance returns, safety, and liquidity.

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Fintechs

Partner with banks to offer deposit solutions that can help grow revenue and broaden customer relationships.

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Depositors

Keep funds safe with access to FDIC insurance for large deposits through a single financial relationship; earn potentially attractive returns that often compare favorably to Treasuries and money market mutual funds and avoid the risks associated with prime money market mutual funds; support more lending in your local community or in underserved areas; and enjoy built-in transparency and peace of mind.

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Building solutions and relationships.

All your funding needs. All in one network.

Based on its diversification and size, our network provides one-stop shopping, lowers costs, and increases returns to our members versus what they would achieve on their own or from other solutions.

No institution too big, or too small.

IntraFi has the scale to be a strategic partner for small- or large-bank funding and capital management needs along with the perspective and high-touch service for institutions of all sizes.

Our greatest success is our clients’ satisfaction.

We define success not by the volume of transactions we enable, but by the quality of relationships we form.

 

What bank leaders say.

Because we are a member of the [IntraFi] Network, we have an opportunity to generate fee income on deposits we are not using for lending when loan demand is slack.

Phil Guarnieri

CEO, Empire State Bank

I was told awhile ago that I’d be the last president here — that the bank would have to sell due to regulatory pressures and constraints on earnings. To survive, we needed to grow. In a perfect world, you use core deposits; but core deposits and the loan demand sometimes don’t flow at the same time. So we use [IntraFi] to fill in the gaps. It allows us to leverage the capital we have to grow.

John Milleson

President/CEO, Bank of Clarke County

We love that [IntraFi Network] gives us options. We can either attract deposits and sell the excess to other banks [with IntraFi Network Deposits] or purchase funding through [IntraFi Funding]. This is especially helpful in today’s regulatory environment.

Gray Flora

EVP/Investment Officer, BankFirst, MS

We're endorsed by the ABA.

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We're an ICBA Preferred Service Provider.

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