ONE-WAY SELL | MOVE OFF BALANCE SHEET

Sell Excess Funds

From shifting demands to evolving market conditions, we know your financial institution’s funding needs aren’t always predictable. With IntraFi's ICS^® and CDARS^® services, it's easy for institutions to move funds off balance sheet when needed, efficiently managing their liquidity position.

Say ‘yes’ to valuable relationships regardless of liquidity position

Attract large-dollar, safety-conscious customers — such as corporations, financial institutions, nonprofits, and high-net-worth individuals. Keep the relationship, while moving deposits off balance sheet and earning fee income.

Build new relationships and continue building franchise value even during periods of high liquidity

Offer customers an attractive interest rate, and move higher-priced deposits off balance sheet, earning fee income

Accept larger deposits without causing potential concentration risk

Improve profitability and enjoy flexibility

Fee income earned from selling deposits can improve return-on-assets and return-on-equity ratios, plus noninterest income can help maintain profit margins.

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Deposit placement through an IntraFi service is subject to the terms, conditions, and disclosures in applicable agreements. Deposits that are placed through an IntraFi service at FDIC-insured banks in IntraFi’s network are eligible for FDIC deposit insurance coverage at the network banks. The depositor may exclude banks from eligibility to receive its funds. To meet conditions for pass-through FDIC deposit insurance, deposit accounts at FDIC-insured banks in IntraFi’s network that hold deposits placed using an IntraFi service are titled, and deposit account records are maintained, in accordance with FDIC regulations for pass-through coverage. Although deposits are placed in increments that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one bank, a depositor’s balances at the institution that places deposits may exceed the SMDIA before settlement for deposits or after settlement for withdrawals. The depositor must make any necessary arrangements to protect such balances consistent with applicable law and must determine whether placement through an IntraFi service satisfies any restrictions on its deposits.