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Balance safety, liquidity, and yield for your clients.

With IntraFi’s solutions, your institution can attract and retain clients by offering a wider variety of cash management options that help balance returns, safety, and liquidity. Offerings include ICS® and CDARS® which has helped tens of millions of people and institutions access FDIC insurance for their deposits. Other products include IntraFi RepoSM.

CD offering – Provides access to multi-million-dollar FDIC insurance with multiple term options. Deposit sweep offering – the leading FDIC-insured deposit sweep. Offers the ability to effect repo transactions in U.S. Treasuries or Agency MBS with daily liquidity. DDA/MMDA offering – Provides access to multi-million-dollar FDIC insurance with daily liquidity. A non-FDIC-insured deposit placement service through which large deposits are placed at U.S. branches of select, non-U.S. banking organizations. Collateralized Government/Agency Increased FDIC INSURANCE ACCESS TERM DAILY LIQUIDITY Insurance Access Increased FDIC ICS or IntraFi Cash Service IntraFiSweep IntraFiRepo IntraFiYankee Sweep CDARS POTENTIAL FOR HIGHER YIELD

Many reasons to choose IntraFi

Trust companies, bank trust departments, wealth management offices, cash management portal providers, and other institutional cash managers use IntraFi’s offerings to:

  • Offer clients the largest per-depositor FDIC eligibility available through a single financial relationship
  • Eliminate ongoing collateral-pledging requirements
  • Provide customers with an alternative to money market mutual funds, particularly prime funds, which may no longer meet compliance requirements due to floating net asset value (NAV) rules and the possibility of money market mutual fund liquidity gates and fees
  • Earn fee income, if applicable


The IntraFi Difference

Unlike other cash management solution providers, IntraFi never has possession of client funds. It does not compete with trust and wealth managers for customer relationships. And, IntraFi undergoes diligent, vendor-management reviews by thousands of financial institutions of various sizes.


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We’re an ICBA Preferred Service Provider.


The IntraFi Repo service is provided by Assetpoint Financial, LLC, a wholly owned subsidiary of IntraFi Network, LLC and a member of FINRA and SIPC. Use of the IntraFi Repo service is subject to the terms, conditions, and disclosures set forth in the IntraFi Repo agreements, including the IntraFi Repo Service Agreement. Funds used in repurchase agreement transactions are not FDIC insured. Assetpoint Financial, LLC does not purchase or sell any securities in connection with repurchase agreement transactions effected using the Promnet Repo service.

Deposit placement through IntraFi’s deposit placement services is subject to the terms, conditions, and disclosures in the program agreements. Limits apply and customer eligibility criteria may apply. ICS program withdrawals may be limited to six per month for money market deposit accounts. Deposits are placed at destination institutions in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”) at any one destination institution. Using multiple destination institutions provides access to aggregate insurance amounts across institutions that are multiples of the SMDIA. Although deposits are placed at destination institutions in amounts that do not exceed the SMDIA at any one destination institution, a depositor’s balances at the relationship institution that places the deposits may exceed the SMDIA (e.g., before settlement for a deposit or after settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not an insured depository institution). The depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on deposits of its funds, the depositor is responsible for determining whether deposit placement through IntraFi’s services satisfies those restrictions. A list identifying IntraFi network banks may be found at The depositor may exclude particular insured depository institutions from eligibility to receive the depositor’s funds.