Promontory Interfinancial Network is now IntraFi Network. New name, same great company.

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Diversify funding.

The size and scale your bank requires.

IntraFi NetworkSM is a leading source of overnight and term funding options and has the scale to be a strategic partner for even the largest bank’s funding and capital management needs. We offer on/off-balance-sheet flexibility, higher capacity, and greater stability and reliability compared to other funding providers.  

Funding comes from banks and brokerage firms that are members of IntraFi’s network of financial institutions—the largest network of its kind, with large brokerage firms and thousands of banks and a reach that extends to every state. With its size and scale, IntraFi’s network of financial institutions equips IntraFiSM to deliver funding solutions for large institutions. Hundreds of billions in funding are available.

IntraFi Funding Wholesale Funding Sources

Diversify Funding Chart

As of June 30, 2020.

Wholesale funding with core-like stability.

IntraFi’s wholesale funding is sourced from a wide array of relationship deposits, including retail investors, as well as businesses, public entities, nonprofits, foundations, and more.

The diversity of deposit funding from bank and brokerage customers, placed into MMDAs, DDAs, and CDs, can help your bank weather market stresses, such as industry-specific events, interest rate changes, equity market movements, and credit environment fluctuations.

IntraFi Funding compares favorably to other solutions.

IntraFi Funding compares favorably to FHLB advances, brokered CDs, correspondent bank lines of credit, subordinated debt, and Fed Fund Purchased. It offers fixed- or floating-rate pricing, overnight or term options, or millions or billions of dollars. In addition, IntraFi Funding can offer particularly attractive pricing for large funding needs. Unlike funding from other sources, IntraFi Funding:

  • Counts as deposits, not borrowings
  • Is available with no credit lines, ongoing collateralization, or stock purchase requirements
  • Provides unmatched scale, speed, and availability over a desired term
Bar graph depicting aspects of flexible wholesale funding. Left bar is labeled Tenor and Overnight, and shows the bar halfway between 5-10 years. Middle bar is labeled availability slash scale and 20 billion dollars plus, and shows the bar about three-quarters from the top of 1 million. Final bar on the right is labeled structure and fixed rates, and shows the bar about one-third from the bottom of floating rates.

A high degree of flexibility to meet customer and balance sheet demands.

Banks use IntraFi Funding’s all-weather portfolio of options to fund cash flow swaps and large portfolios of amortizing loans; replace seasonal deposits; manage interest rate risk using long-term, fixed-rate funding; and more.

With its short- and long-term funding availability, multiple billions of dollars of capacity, ability to link to any index, and flexible terms, IntraFi Funding can help your bank meet its customer and balance sheet demands throughout the business cycle.

 

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Case studies

Bank Uses IntraFi Funding to Complement FHLB Advances and Diversify Funding Sources

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Use an Interest-Rate Swap to Achieve Fixed-Rate Funding

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