Promontory Interfinancial Network is now IntraFi Network. New name, same great company.

Learn More

IntraFiSM Network DepositsSM — Empowerment at all levels.

IntraFi Network Deposits empowers institutions to increase profitability, grow franchise value, manage liquidity more easily, and serve customers better.

Let’s Connect


ICS® Reciprocal, ICS® One-Way Sell®, CDARS® Reciprocal, CDARS® One-Way Sell®, IND®, and IND Reciprocal deposits are now IntraFi Network Deposits.


Solutions for every goal.

Whether you’re an institution looking to grow valuable relationships, a bank or brokerage firm seeking to attract high-value clients, or a fintech looking for attractive cross-selling alternatives, we can help. See the difference IntraFi Network Deposits can make for your organization.

Community Banks

  • Grow valuable relationships by offering access to expanded FDIC insurance (with or without keeping the underlying deposits on balance sheet)
  • Manage liquidity and generate fee income by selling excess deposits
  • Reduce collateralization, improving liquidity and returns
Learn more

Regional & Money Center Banks

  • Acquire large-dollar, LCR-friendly retail deposits, lowering opportunity costs associated with HQLA securities
  • Reduce collateralization of deposits, increasing your institution’s profitability and the liquidity of deposits of safety-conscious customers
  • Sell excess funds so that you can grow your client base without disadvantaging your balance sheet — and earn fee income in the process
Learn more

Brokerage Firms

  • Control fee revenue by gaining access to the largest funding and insured deposit capacities, the greatest reliability, and the most diversification opportunities
  • Attract high-value clients by providing full cash management programs with capabilities and capacities beyond those of traditional sweep providers, including the ability to fulfill nine-figure orders
  • Fund an affiliated bank — conduct traditional sweep programs at an unprecedented scale and channel lower cost funding to an affiliated bank
  • Offer brokered CD customers a superior alternative to traditional brokered CDs, and fulfill seven-, eight-, and even nine-figure orders with a single click
Learn more

Trust & Wealth Managers

  • Attract high-value clients by offering a wider variety of cash management solutions that help balance returns, safety, and liquidity
  • Provide customers with an alternative to money market mutual funds (MMMFs), particularly prime funds, which may no longer meet compliance requirements due to floating net asset value (NAV) rules and the possibility of MMMF liquidity gates and fees
  • Earn fee income, if applicable
Learn more


  • Partner with banks to offer deposit solutions
  • Capture greater value from your relationships through enticing, “sticky” products, while earning interchange fees
Learn more


  • Keep large deposits safe with access to millions of dollars in FDIC insurance through a single financial relationship
  • Earn interest at a rate set by the participating institution of your choice; rates often compare favorably to Treasuries and government MMMFs and avoid the risks associated with prime MMMFs
  • Support more lending in your local community or in underserved areas by keeping your deposits local with IntraFi's reciprocal offerings
  • Enjoy built-in transparency and peace of mind with simple, streamlined solutions and detailed reporting
Learn more


What Network members are saying about IntraFi Network Deposits:

“[IntraFi Network Deposits] is a relationship-driven service that opens up the door where you’ve never gone before. Period.”

Francis Hornung

Vice President and Sales Manager, Five Star Bank, NY

Pricing is something that doesn’t get spoken a great deal about when we’re looking at [IntraFi Network Deposits]. You’re pricing these deposits and trying to win over these larger clients, but it’s on your terms rather than a wholesaler that says, ‘Well, this is the price for today—the all-in cost.’ I think that’s really huge for a community bank that relies a great deal on their net interest margin because their fee-based activities are a smaller part of their overall profitability model.

Jim Di Misa

Former EVP and COO, Community Bank of the Chesapeake


illustration profile of people being raised up by a hand

In the network, you’re in good company.

We're committed to advancing our industry, and that applies to network members at all levels. Whether your bank needs marketing materials, extra help from client services, thought leadership articles, webinars, or a community for your top executives, we have it.


  • Member resources, including ready-to-use, downloadable materials to ensure that it's easy for your bank to market to its customers
  • Thought leadership content from those with a finger on the pulse of the industry
  • Interactive webinars on topics ranging from operational help to new opportunities for your bank, all from a tech-centric leader
  • Opportunities for CEOs, presidents, and CFOs to connect with other bank leaders in an online community created just for them and to get exclusive content and access to special events

IntraFi Network Deposits case studies

The Customer Experience – COO/CFO Investment Advisory (Trust Accounts)

An investment advisory began working with clients that had qualified settlement funds (QSFs) that would not be released for between 1 and 3 years. The advisory has a responsibility to invest the settlement funds securely and set up an account in the client’s name.

Read more

Build High–Value Relationships and Generate Fee Income

A community bank with assets of $500 million in the Northeast decided to use IntraFi Network Deposits to navigate this change in the funding environment. The increased availability of financial institution deposits has enabled the bank to build new customer relationships and...

Read more

How One Bank Increased the Profitability of Public Fund Deposits

Deposits from public funds are becoming an increasingly important source of funding for many community banks as more government entities have been moving their deposits out of the country’s largest banks–a result of new LCR requirements affecting large institutions.

Read more

We’re endorsed by the ABA.

aba logo

We’re an ICBA Preferred Service Provider.

icb logo

Explore other products

IntraFi Funding

Purchase cost-effective wholesale or retail funding – deposits, not borrowings – all without the hassle of credit lines, collateralization, or stock purchases.

Learn more

IntraFi Yankee Sweep

Build and protect lucrative relationships by offering institutional customers daily liquidity, a return, and the safety of having their funds backed by U.S. Treasuries or by Agency MBS.

Learn more