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Strengthen high-value customer relationships.

While it may seem like a distant memory now, remember that pre-COVID loan-to-deposit ratios were high, and liquidity was tight. Institutions that neglect to focus on high-value customers gained during the pandemic risk losing those customers as the economy improves. Bank leaders can position their institutions for future growth by proactively taking steps to build loyal relationships now.

  • Use IntraFi® Network DepositsSM to attract and retain valuable customers.


With IntraFi Network Deposits, your bank can offer safety-conscious customers access to millions in FDIC insurance on funds placed into demand deposit accounts, money market deposit accounts, and CDs. This means depositors don’t have to open accounts at multiple banks to protect all of their funds. They can work directly with your bank.

Community Support.

Because IntraFi Network Deposits enables depositors to protect large amounts through a single bank relationship, community banks can place deposits for customers in amounts larger than $250,000 and, when using the reciprocal form of the product, receive an equal amount of funds in return – funds that can be used for local lending and to strength their own communities.1


Working with a single institution makes safeguarding funds less time-consuming and labor intensive, enabling customers to focus on other pursuits. In addition, because deposits are placed in FDIC-insured accounts, customers can avoid having to footnote uninsured deposits in financial statements. Finally, such large-dollar customers present opportunities for cross-selling.

Take the time now to set your depositor base for the future.

Contact us to discuss these options or your bank’s particular needs.

To reach a member of our Treasury Desk anytime, please call (866) 776-6426, option 3 or email

[1] When deposited funds are exchanged on a dollar-for-dollar basis with other banks in the IntraFi network, your bank can use the full amount of a deposit placed through IntraFi Network Deposits for local lending, satisfying some depositors’ local investment goals or mandates.