Bank Executive Outlook Survey Q4 2016 - Q3 2020

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Welcome to the new interactive bank survey tool, a free resource for Peer Intelligence® participants based on data from the Bank Executive Business Outlook Survey. To access the tool, please enter the email address through which you receive emails from Peer Intelligence. This site is not intended for mobile use and may not work well on older versions of Internet Explorer. If you have trouble logging in, contact the Community Manager. Thank you and enjoy!

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Current Filters: Bank Cohorts > Super Region > Bank Cohorts > Asset Size > Call Report Segmentation > Return on Assets > Call Report Segmentation > Return on Equity > Call Report Segmentation > Efficiency Ratio > Call Report Segmentation > Net Interest Margin > Call Report Segmentation > Net Loans and Leases to Deposits >

Deposit Competition

What we asked

How is deposit competition for your bank compared to 12 months ago?

What are your expectations for deposit competition for your bank 12 months from now?

Experience Compared to 12 Months Ago

Chart 9-1

Expectation for the 12 Months Ahead

Chart 9-2

Responses over Time

Experience Compared to 12 Months Ago

Chart 9-3. Multi-quarter.

Expectation for the 12 Months Ahead

Chart 9-4. Multi-quarter.

Deposit Competition

Key Segmentations

Segmentation by Region

Chart 10-1

Segmentation by Asset Size

Expectation of Banks with Less Than $1 Billion in Assets

Chart 10-3. This segmentation chart is not produced. It is subsumed by the facets on another chart.

Expectation of Banks with between $1 - $10 Billion in Assets

Chart 10-4. This segmentation chart is not produced. It is subsumed by the facets on another chart.

%

Funding Costs

What we asked

How are your bank's funding costs compared to 12 months ago?

What are your expectations for your bank's funding costs 12 months from now?

Experience Compared to 12 Months Ago

Chart 11-1

Expectation for the 12 Months Ahead

Chart 11-2

Responses over Time

Experience Compared to 12 Months Ago

Chart 11-3. Multi-quarter.

Expectation for the 12 Months Ahead

Chart 11-4. Multi-quarter.

% Funding Costs

Key Segmentations

Segmentation by Region

Chart 12-1

Segmentation by Asset Size

Expectation of Banks with Less Than $1 Billion in Assets

Chart 12-3. This segmentation chart is not produced. It is subsumed by the facets on another chart.

Expectation of Banks with between $1 Billion - $10 Billion in Assets

Chart 12-4. This segmentation chart is not produced. It is subsumed by the facets on another chart.

Loan Demand

What we asked

How is your bank's current loan demand compared to 12 months ago?

What are your expectations for your bank's loan demand 12 months from now?

Experience Compared to 12 Months Ago

Chart 13-1

Expectation for the 12 Months Ahead

Chart 13-2

Responses over Time

Experience Compared to 12 Months Ago

Chart 13-3. Multi-quarter.

Expectation for the 12 Months Ahead

Chart 13-4. Multi-quarter.

Loan Demand

Key Segmentations

Segmentation by Region

Chart 14-1

Segmentation by Asset Size

Expectation of Banks with Less Than $1 Billion in Assets

Chart 14-3. This segmentation chart is not produced. It is subsumed by the facets on another chart.

Expectation of Banks with between $1 Billion - $10 Billion in Assets

Chart 14-4. This segmentation chart is not produced. It is subsumed by the facets on another chart.

$

Access to Capital

What we asked

How is your bank's access to capital compared to 12 months ago?

What are your expectations for your bank's access to capital 12 months from now?

Experience Compared to 12 Months Ago

Chart 15-1

Expectation for the 12 Months Ahead

Chart 15-2

Responses over Time

Experience Compared to 12 Months Ago

Chart 15-3. Multi-quarter.

Expectation for the 12 Months Ahead

Chart 15-4. Multi-quarter.

$ Access to Capital

Key Segmentations

Segmentation by Region

Chart 16-1

Segmentation by Asset Size

Expectation of Banks with Less Than $1 Billion in Assets

Chart 16-3. This segmentation chart is not produced. It is subsumed by the facets on another chart.

Expectation of Banks with between $1 Billion - $10 Billion in Assets

Chart 16-4. This segmentation chart is not produced. It is subsumed by the facets on another chart.

Overall Economic Conditions

What we asked

How are overall economic conditions for your bank compared to 12 months ago?

What are your expectations for overall economic conditions for your bank 12 months from now?

Experience Compared to 12 Months Ago

Chart 17-1

Expectation for the 12 Months Ahead

Chart 17-2

Responses over Time

Experience Compared to 12 Months Ago

Chart 17-3. Multi-quarter.

Expectation for the 12 Months Ahead

Chart 17-4. Multi-quarter.

Overall Economic Conditions

Key Segmentations

Segmentation by Region

Chart 18-1

Segmentation by Asset Size

Expectation of Banks with Less Than $1 Billion in Assets

Chart 18-3. This segmentation chart is not produced. It is subsumed by the facets on another chart.

Expectation of Banks with between $1 - $10 Billion in Assets

Chart 18-4. This segmentation chart is not produced. It is subsumed by the facets on another chart.

Respondents (no page)

Bank Confidence Index

The Bank Confidence Index is meant to quantify bankers’ forward-looking expectations for the industry over the next 12 months, while the Bank Experience Index is meant to quantify bankers’ experiences over the last 12 months. The expectation for overall economic conditions is a composite of expectations looking beyond the banking industry for the next 12 months. These indices are calculated from responses by C-level bank executives and presidents to survey questions relating to four key factors: access to capital, loan demand, funding costs, and deposit competition. Charted on a scale of 0-100, a score of 50 represents the baseline expectation.

Disclosure

The Bank Confidence Index and Bank Experience Index are proprietary indices of Promontory Interfinancial Network, LLC, calculated using Promontory Interfinancial Network’s proprietary algorithm. Bank Confidence Index and Bank Experience Index are service marks of Promontory Interfinancial Network, LLC.

Bank Confidence Index

Chart 7-1. Multi-quarter. Line graph

Experience Index Over Time

Chart 7-2. Multi-quarter. May be three separate charts.

45.6 Bank Experience Index

-1.7 over previous quarter

(composite of reported experience for core banking conditions looking back at the preceding 12 months)

44.9 Bank Confidence Index

-0.8 over previous quarter

(composite of reported experience for core banking conditions looking back at the preceding 12 months)

59.2 Expectation for Overall Economic Conditions

-1.7 over previous quarter

(composite of reported experience for core banking conditions looking back at the preceding 12 months)

Bank Confidence Index

Regional and Asset-Size Segmentations

Bank Confidence Index by Asset Size

Bank Confidence Index by Asset Size

Chart 8-2.

Bank Confidence Index by Asset Region

Chart 8-4

Bank Confidence Index by Region

Chart 8-5