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James M. Culberson Jr.

The late James M. Culberson, Jr. was chairman emeritus of the First National Bank and Trust Company, Asheboro, NC, and a former president of the American Bankers Association and the North Carolina Bankers Association. 

He was chairman of the North Carolina Enterprise Corporation. Mr. Culberson served as president, chairman and chief executive officer of First National Bank for more than 20 years, and was a director of the Federal Reserve Bank of Richmond. Prior to First National, he was senior vice president at Wachovia Bank & Trust Company. Mr. Culberson held a B.A. from Dartmouth College.