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We're banking on communities.

The Banking on Communities initiative is a joint effort by IntraFi NetworkSM and the Community Development Bankers Association (CDBA) to help CDBA member banks raise funds that can be used to increase lending in underserved communities. The CDBA is a national trade association of the community development banking industry and was established to help its members better meet the credit needs of their communities. Because of their size (small), age (young), and location (underserved communities), CDBA members often find their funding options limited and have fewer resources to devote to attracting deposits. IntraFiSM Network DepositsSM (formerly ICS®, the Insured Cash Sweep® service, and CDARS®), provided by IntraFi Network and offered by banks to their customers, have helped CDBA banks to raise billions of dollars in deposits since the launch of this initiative in 2004. 

See what others are saying.

By utilizing the CDARS and Insured Cash Sweep services [now IntraFi Network Deposits], CDBA member banks have successfully gathered deposits to help underserved communities. These services help the banks to offer their customers access to multi-million-dollar FDIC insurance.

Jeannine Jacokes

Chief Executive and Senior Policy Advisor, Community Development Bankers Association

[IntraFi] has provided, if you will, a wonderful tool for us to fund the expansion of the bank. As we grow the scale of the bank, what we do is grow our capability, our capacity, to be able to lend back into the community. And that’s what it’s really all about, so that we can lend back into the community and really make a difference with these underlying businesses.

Brian Argrett

President & CEO, City First Bank of D.C.

See a list of CDFI and CDBA institutions offering the IntraFi Network Deposits DDA/MMDA option; institutions offering the IntraFi Network Deposits CD option.

Use of IntraFi Network Deposits and IntraFi Funding is subject to the terms, conditions, and disclosures in the program agreements, including the IntraFi Participating Institution Agreement. Limits apply and customer eligibility criteria may apply. A list identifying IntraFi Network insured depository institutions at which funds may be placed through IntraFi Network Deposits may be found at As provided in the applicable Deposit Placement Agreement, the depositor may exclude particular insured depository institutions from eligibility to receive the depositor’s funds.